x
LIMITED OFFER: 50% Off* Contributor Profiles in April. Use code contributor50 during checkout. Join now
Ask an attorney

What would happen if I don’t pay for an accident that was my fault?

Asked by user in California.

I was in a car accident and I was at fault. The other person’s insurance company is suing me. What would happen if I don’t pay? I'm not willing to pay anything because I don’t have the $30,000 they’re asking for.

Answered by Enjuris Editors:

If you’re sued by the insurance company and the court determines that you were at fault for the accident, the court will enter a judgment against you.

If you do not pay the judgment, the insurance company (at this point called the “creditor”) can take a certain percentage of your future earnings every month (this is called a “wage garnishment”) in order to satisfy the judgment. The insurance company can also seize certain assets (such as the money in your bank account and your car).

Keep in mind that it costs the insurance company money to garnish your wages and seize your assets. For this reason, insurance companies are generally very happy to work out a payment plan with you based on what you can afford to pay every month. I would strongly recommend talking to the insurance company. Explain that you can’t pay the $30,000 immediately, but that you would like to work out a payment plan.

Free downloads

Personal Injury Attorney Interview Sheet
Worksheet with questions to ask a personal injury attorney to help determine if he or she will be a good fit for your case
Download in PDF format

Enjuris Partner Attorney Spotlight
Representatives answer calls for attorney services. Dial 800-734-4134

Legal Rights Defenders

Workers' Compensation and Personal Injury Lawyers

FREE CONSULT 24/7

(800) 734-4134

HABLAMOS ESPANOL

CALL NOW
Do you have a question?
Ask a Lawyer

It’s free, anonymous and confidential.
Car Accident, DUI, DWI
Previously Answered Questions