Alabama Car Accident Compensation Laws

Find out what steps to take after a car crash in Alabama

Alabama car accident laws that might impact your claim

Most laws that impact Alabama drivers can be found in Title 32 of the Alabama Code. These laws cover everything from the rules of the road to licensing and insurance requirements.

It's a good idea to familiarize yourself with all the laws found in Title 32. But when it comes to Alabama car accident claims, there are 3 particularly important laws to keep in mind:

1. Duty of care. Alabama drivers are required to exercise reasonable care to avoid harming others on the road. If a driver fails to exercise reasonable care (for example, by running a red light), the driver may be considered negligent and held liable for any damages that result.
2. Fault state. Alabama is a "fault" state, which means the driver who caused an accident is responsible for the resulting damages. (In "no-fault" states, each driver files a claim with their own insurance company, regardless of who's at fault for the accident.)
3. Pure contributory negligence. Alabama is a pure contributory negligence state. This means that if the plaintiff is found to be even 1% at fault for the accident, they are prohibited from recovering any damages.

Post-accident requirements in Alabama

If you're involved in a car accident in Alabama, there are 3 things you need to do after the crash to avoid a hit-and-run charge:

1. Stop your vehicle at the scene of the collision (or as close to the scene as possible),
2. Give your name, address, and the registration number of your vehicle to the other drivers involved (or leave this information in a conspicuous place if the car is unoccupied)
3. Render reasonable assistance to any person injured (i.e. call an ambulance).

The penalties for failing to take the required post-accident steps range from a fine of $6,000 and/or up to 1 year in prison (for an accident that results in property damage only) to 1-10 years in prison (for an accident that results in injury or death).

Damages available in an Alabama car accident

We hope that if you're involved in a car accident, it's a minor fender bender. Unfortunately, even accidents that don't result in injury can be costly.

Obviously, the cost of a car accident goes up significantly when injuries are involved. Fortunately, Alabama allows motor vehicle accident victims to recover 3 types of damages:

• Economic damages represent the monetary losses caused by an accident (for example, medical expenses, lost wages, and property damage).
• Non-economic damages represent the non-monetary losses caused by an accident (for example, pain and suffering).
• Punitive damages are intended to punish the defendant. Punitive damages are only available in cases in which the defendant acted intentionally.

7 critical steps to take after an Alabama car accident

If you aren't sure what to do after a car accident, these 7 steps will get you headed in the right direction.

1. Stop your vehicle. Alabama law requires all drivers who are involved in an accident that results in injury or property damage to stop their vehicle, exchange information with the other drivers, and render reasonable aid (for example, call an ambulance) when appropriate. Even if the crash appears to be minor, it's generally a good idea to stop and follow these steps just to be safe.
2. Call emergency services. If you suffer an injury in an accident, it's important to call an ambulance. Additionally, whether you're injured or not, it's a good idea to call the police. The police can conduct an investigation and draft a police report (which may help support your insurance claim or personal injury lawsuit). As a bonus, police can help de-escalate potential "road rage" confrontations following an accident.
3. Take photographs. It's never too early to start gathering evidence for an insurance claim or personal injury lawsuit. If it's safe to do so, take photographs of the scene (position of the vehicles, traffic signs, weather conditions, skid marks, etc.) along with pictures of any property damage or physical injuries.
4. Collect driver and witness information. Witnesses are notoriously difficult to track down days, weeks, or months after an accident. Your best chance is to collect their contact information at the scene of the accident. In addition, you should write down or record the other driver's name, address and phone number, as well as the name of their insurance company and policy number, and license plate number.
   
   
   Enjuris tip: Consider taking a picture of the other driver's license and license plate with your phone, if possible. This is often a better and faster way to obtain this information because it eliminates the risk of accidentally writing down a wrong number or misspelling a person's name—mistakes which might make pursuing a claim against that person more difficult later on.
5. See your doctor. Even if you don't think you were seriously injured in the accident, there are 2 really good reasons to see a doctor after an accident. First, some symptoms don't appear until days or even weeks after an injury is sustained. Second, seeing a doctor signals to the insurance companies and courts that your accident was serious and you did everything you could to mitigate your damages.
6. Avoid social media. Despite what you may think, posting about your accident or injuries on social media almost always negatively impacts your personal injury claim.
7. Call your insurance company. Even if you don't want to make a claim against your insurance policy initially, you still should report the crash. Some insurance companies won't cover an accident if it's not reported within a certain amount of time. Keep in mind that reporting an accident and making a claim are 2 different things. Even if you're not planning to make a claim, you can still file a report.