Personal injury attorneys wear many hats – and you’ll be glad they do if you find yourself in need of an accident lawyer
Written by: Enjuris Editors
Lawyers generally show up on the worst day of a person's life.
A personal injury lawyer helps individuals who have sustained injuries in accidents to recover financial compensation. These funds are often needed to pay for medical treatment, make up for lost wages and provide compensation for injuries suffered.
Basics of personal injury law
A personal injury lawyer performs many important duties. These common functions include:
Explains your rights
A personal injury lawyer can explain how an accident and different legal issues affect a person's rights. Different states have different laws pertaining to the statutes of limitations or how comparative negligence affects a case.
(To answer your question, the statute of limitations imposes time limits for when a lawsuit must be filed. Comparative negligence rules determine whether a person can sue if he was partially to blame for the accident and how much he can recover.)
A personal injury attorney can walk a client through the system with the finesse of a professional tour guide.
One common piece of advice is not to provide a statement to the other driver's insurance company since it will simply look for ways to deny liability. A personal injury lawyer may also recommend seeking medical treatment to document the relationship between the accident and the injury.
However, if the insurance company denies the claim, it's possible that the only way for the victim to recover is by going through a full civil trial.
Litigation is complex and requires close adherence to proper procedures and rules of evidence. This is not a task best handled by a novice.
Some surprising ways you didn't know a lawyer could help you
Lawyers do have skills, you know. There are some great ways they can help:
Completes a professional investigation
Personal injury firms may have their own investigators document the scene of an accident, interview witnesses and develop theories about how the incident occurred. These might be professional investigators or even retired cops working a new job.
Outside experts such as accident reconstruction experts may be necessary if the cause of the accident is in dispute. Your attorney will have a dedicated roster of professionals he normally uses and will know who can assist.
Connects with medical providers
A personal injury lawyer may have a business relationship with a medical professional who may agree to provide medical services in favor of a lien on any future settlement or judgment.
He may also have greater experience in understanding serious injuries and may recommend a particular specialist who has provided superb results in previous cases.
Better assesses damages
Many accident victims only think about the immediate impact of an accident. After all, they could be receiving harassing phone calls from bill collectors, making up funds after being off work for a few weeks and may need to repair their vehicle to get back on the road.
However, a personal injury lawyer deals with these cases on a routine basis and can help identify a more accurate estimate of the real and long-term effect of injuries, such as a loss in earning capacity if the accident left the victim disabled. A personal injury lawyer may also ask an economist or actuary for help in assessing the lifetime impact of an accident.
Works through a variety of legal processes
A personal injury lawyer can help in a number of different judicial forums. For example, he or she may help with informal negotiation with the insurance company before or after a case is filed in court.
Alternatively, he may help litigate a case if the settlement offer is not satisfactory to the client or the claim is denied. However, personal injury lawyers can also help in other types of forums such as alternative dispute resolution.
Arbitration may be required if the victim's own insurance company is involved. This involves presenting a case in front of a neutral arbitrator who makes a binding decision. Mediation consists of the victim and the person responsible for the injury working together to reach a solution out of court with the help of a third-party neutral. (See more on mediation and arbitration.)
If you know that the other party was responsible for the accident but the insurance company does not want to take responsibility, it is important to talk to a lawyer to get an objective and experienced opinion.
Multiple parties may be involved
In some cases, accidents might involve multiple vehicles or parties. This often complicates things.
This can occur if there was a multi-car pileup or a situation involving contractors, subcontractors and employees. A personal injury lawyer can help identify all parties that may share liability in the case and who may be named as defendants.
A settlement is offered
It is often worth the time and money to consult with a personal injury lawyer before accepting a settlement. Insurance companies may try to get rid of cases as quickly as possible to minimize the payout since they represent their client's financial interests.
Very often, the first offer is a low-ball offer that they hope the victim will accept. A personal injury lawyer can determine whether an offer seems fair.