Many things need to be handled after a car accident, like communicating with both insurance companies and other important decisions. Since each collision is unique and has its own factors that go into it, it’s important to avoid making common mistakes that people tend to make after an accident.
These choices can determine whether or not you qualify for compensation and benefits to which you’re entitled. The following 5 mistakes people make after car accidents are common, but can be avoided easily enough if you familiarize yourself with them beforehand.
Mistake #1: Not taking your injuries seriously enough
If you weren’t seriously injured with any major broken bones or hurt body parts after an auto collision, you might feel lucky and like you didn’t get injured. While certain degrees of soreness will heal over time, it’s never good to underestimate the severity of car crash injuries. It gives off the appearance that you don’t have any wounds, even if you do. It could also be a reason for you not to receive healthcare after the crash, even if you need it.
While you might not be in such poor shape that you need an ambulance, don’t declare, “I’m fine!” Instead, it’s better to say that you don’t require emergency care right away.
Never hold back sharing any symptoms you have with emergency personnel, even if it seems like something minor such as a headache. This can come back to hurt you later because numerous injuries seem mild initially but can intensify into a more serious diagnosis.
Mistake #2: Not receiving medical care right away
Those who have critical injuries at the scene of the crash will need to go to the hospital by ambulance. Others who don’t require immediate emergency care should make an appointment with their physician as soon as possible.
Never go longer than a week without seeing a medical professional if you’re feeling pain after an accident. If you can’t get in to see your primary care doctor, there are chiropractors, urgent care offices, and other types of medical professionals that you can try.
One challenge many people face is navigating their health plan’s provider network. Insurance companies sometimes list doctors or specialists who aren’t actually available—this is called a “ghost network.” Relying on outdated or inaccurate provider lists can delay care, leaving you frustrated or without timely treatment. To avoid this, confirm directly with the office that they accept your insurance and can see you promptly, rather than trusting the directory alone.
Mistake #3: Not calling the police
The accident needs to be reported, and the police can file the accident report for you.
Otherwise, you will need to document the crash and include all information for every driver involved. You’ll have to have their name, phone number, address, and insurance policy information.
Mistake #4: Not collecting evidence
There’s usually time to collect evidence as you wait for the police officers to come. Be sure to write down witness names, phone numbers, home addresses, and email addresses. Also, take plenty of pictures of the accident, the vehicles, and the area around the cars.
Accident Report Form
Sample post-accident report form to keep in your glove box - fill out at the scene or as soon as you can after a car accident
Download in PDF format
Mistake #5: Not taking your time
Those who quickly accept a settlement from an insurance company might not be getting the best deal that they could. Keep in mind that your case can only be settled once. If you later find out that your wounds are more significant than you initially thought, you can’t reopen the case.
Be sure that you’ve received treatment and are completely recovered before seeking a monetary resolution.
In summary, taking your time after a car accident can save you a great deal of money and grief. Since mistakes are common because of the stressful nature of accidents, slowing down and making sure you cover all of your bases can give you the best chance at a fair resolution.