x
Ask an attorney

What will happen to me if I am accused of being at fault for a car accident and had no insurance at the time of the accident?

Asked by user in Virginia.

My insurance cancellation was done less than 24 hours after the accident.

Answered by Enjuris Editors:

If your auto insurance was canceled after your car accident (even if it was 24 hours after the accident), then your accident is probably covered and you should file a claim with your auto insurance company.

If, on the other hand, your auto insurance was cancelled before your car accident, then your accident is probably not covered and the injured driver can sue you personally for any damages.

Keep in mind that some auto insurance policies have grace periods that extend coverage for a certain period of time before they're actually canceled in the event that you miss a payment or even after you cancel the policy. To find out whether your policy includes a grace period, you'll need to review your full policy or contact your insurance company.

Free downloads

Your First Meeting with an Attorney
A worksheet to prepare for your first meeting with a personal injury attorney – what to bring, what they'll ask
Download in PDF format

Enjuris Partner Attorney Spotlight
Representatives answer calls for attorney services. Dial 800-734-4134

Legal Rights Defenders

Workers' Compensation and Personal Injury Lawyers

FREE CONSULT 24/7

(800) 734-4134

HABLAMOS ESPANOL

CALL NOW
Do you have a question?
Ask a Lawyer

It’s free, anonymous and confidential.
Car Accident, DUI, DWI
Previously Answered Questions