Asked by user in Oklahoma.
When renting a vehicle, the vehicle in question was damaged by snow.
The answer depends on the specific language found in your insurance policy, as well as the specific language found in the rental company’s insurance policy (assuming you purchased insurance through the company).
Unfortunately, I can’t answer your question without reviewing the policies. In addition to reviewing the policies, I would recommend contacting each insurance company and asking the agent whether the claim would be covered.