Asked by user in New York.
My friend has insurance on three cars. She has no license but still drives everyday.
Under New York Vehicle and Traffic Law § 509-1, it is a traffic infraction to operate a motor vehicle on the road without a valid license (or to knowingly allow another person to operate the vehicle without a license).
The traffic infraction is punishable by a $300 fine and up to 15 days in jail for the first offense. The penalties become significantly more severe after the first offense.
More importantly, a driver without a valid license is excluded from insurance coverage. In other words, if your friend gets into an accident without a valid license she will be personally liable for any damages that result, regardless of whether or not she has insurance of the vehicles.
Read our complete guide to finding the right injury attorney for your case. Read insights from Enjuris attorneys and lawyers across the USA on when and why you need to hire a car accident attorney. Learn more