Asked by user in North Dakota.
A friend borrowed my car and rear-ended a pickup truck. She was at fault. My insurance company is paying for the damage on the other vehicle.
The first thing you should do is check to see whether there’s any available insurance coverage for the accident. Your auto insurance policy may cover the damage if you have “collision coverage.” Similarly, your friend’s auto insurance policy may cover the damage if they have collision coverage.
If the accident isn’t covered by insurance, you’ll need to file a personal injury lawsuit against your friend in order to recover the costs. If the damage is less than $15,000, you might consider filing the lawsuit in small claims court. If the damage is more than $15,000, you might consider hiring a personal injury attorney. You can find a personal injury attorney near you using our free online directory. Most initial consultations are free.