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What do I do if a USPS truck hit my parked car while I was inside of my house?

Asked by user in Florida.

My insurance has been trying to get a hold of USPS/claims for over a month and they refuse to return any calls. I already had to pay $500 for my deductible, and the total in damages was $5,800.

Answered by Enjuris Editors:

I’m sorry this happened to you.

The United States Postal Service (USPS) is self-insured and does not carry insurance on its motor vehicles because it is exempt from the requirements of state vehicle insurance statutes.

It sounds like your insurance company covered your claim. If that’s the case, your insurance company will seek reimbursement from USPS. This can take some time and, practically speaking, might require your insurance company to file a lawsuit against USPS under the Federal Tort Claims Act (“FTCA”).

If your insurance company has not covered your claim, you may have to sue USPS under the FTCA. To do so, I would recommend meeting with a personal injury attorney in your area.

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