Asked by user in Florida.
Without knowing more details and reviewing the relevant insurance policies, it’s impossible for me to accurately answer this question.
Generally speaking, the driver (you) will be responsible for paying any damages that you cause. However, there are a couple of insurance policies that might cover the damages:
I would recommend reviewing the relevant policies and contacting the insurance adjusters to determine coverage. If you’re still not clear about coverage, you can meet with an attorney in your area.
Patrick graduated from the University of Florida with degrees in English and Criminology where he also commissioned into the Florida National Guard as an Artillery Officer. He received his Juris Doctor from Florida State University and is licensed to practice law in Florida. Patrick specializes in personal injury litigation and criminal defense cases.Contact attorney