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Am I able to go after another driver for damage to my vehicle when the dashcam video clearly shows they moved to hit the debris?

Asked by user in florida.

I was traveling back from Kentucky to Florida this morning. The driver in the left lane moved to the left side of the lane to hit some kind of debris in the road. The debris flew up and hit the front of my car. When I got home, I noticed there was damage. My dashcam recorded the incident and their license plate. The license plate they had was Kentucky. The incident happened in Atlanta, Georgia. I live in Florida.

Answered by Enjuris Editors:

You can file an insurance claim against the other driver or file a lawsuit against the driver to recover damages. In these situations, the vehicle that hit the debris is generally liable, even if the debris was unavoidable.

I would recommend contacting your insurance company and providing them with all the information. Your insurance company should be able to identify the at-fault driver using the license plate number. If you would prefer to file a lawsuit instead, you can reach out to an attorney in your area. Keep in mind that you’ll need to file the lawsuit in Georgia (where the accident occurred) or Kentucky (where the defendant resides).

What’s more, filing a lawsuit can be expensive, so it may not be worth it if the damage to your vehicle was minor—which it sounds like it was since you didn’t notice it until you got home. In this case, your best bet is to file a claim through your insurance company.

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